IATI Cancellation Premium To cover the costs of cancelling a trip

Up to €6,000 of cancellation cover

Can be taken out at any time

Includes cancellation cover for your travel companion

IATI Cancellation Premium

This travel cancellation insurance is specifically designed to cover travel cancellation expenses, up to €6.000, which may be incurred as a result of not being able to travel for any of the reasons defined in the policy. The reasons for which you are entitled to make use of this cancellation cover are defined in the general conditions of the policy.

CONTRACTING RULES

This cancellation insurance CAN BE CONTRACTED AT ANY TIME, however, the start and level of cover of this insurance depends on the date of contracting the trip. There are 3 possibilities:

If the insurance is taken out on the same day the trip is booked, all causes of cancellation are covered from the moment the trip is booked.

If the insurance is taken out within 7 days of the trip being booked, all causes of cancellation are covered after a 7-day waiting period, that is cover does not begin until 7 days after the insurance is booked.

If taken out at any other time, the insurance only covers the causes for cancellation listed under “For health reasons” and, as in the previous case, only after a 7-day waiting period.

The cost of the insurance is calculated according to the contracted amount of cancellation expenses.

This insurance will NOT cover cruise trips.

Coverage summary IATI Cancellation Premium

Legal reasons

Driving licence revoked
Included

Handover of an adopted child
Included

Police retention of the insured for non-criminal reasons
Included

Summons for divorce proceedings
Included

Traffic fine
Included

Unexpected visa refusal
Included

Call to attend a civil or criminal court hearing
Included

Call to polling station duty
Included

Call to sign official documents
Included

Health reasons

Appointment for an organ transplant
Included

Call to undergo surgery or emergency medical tests
Included

Death, hospitalisation or serious illness
Included

Due to quarantine as a result of COVID-19 and by medical prescription. The Insured will be required to provide the results of an official PCR test and a medical certificate attesting to their isolation.
Included

Due to side effects suffered by the Insured as a consequence of the coronavirus vaccine, authorised by the OMS, and which in the opinion of the insurer's medical team make it impossible for the Insured to travel on the planned date.
Included

If the INSURED gives a positive result in medical tests for coronavirus disease (Covid-19)
Included

In the event of serious coronavirus disease (Covid-19) of a relative to the first degree.
Included

Medical quarantine
Included

Premature birth or unforeseen complications in pregnancy
Included

Extraordinary reasons

Company receivership or bankruptcy
Included

Disaster or epidemic zone
Included

Serious damage at home or business premises
Included

Urgent incorporation to the armed forces, police or fire service
Included

Airline hijacking
Included

Work reasons

Starting a new job
Included

Redundancy
Included

Official competition date published after taking out the policy
Included

Labor dismissal of the insured parents
Included

Forced relocation
Included

Extension of employment contract
Included

Collective dismissal
Included

Other reasons

Cancellation of travel companion insured in the same policy for one of these reasons
Included

Cancellation of wedding ceremony
Included

Change of school in school year under way
Included

Documentation or baggage theft preventing the start of the journey
Included

Grant of official scholarships
Included

Income tax payment demand of over €600
Included

Side effects of vaccination required for a trip
Included

Similar journey and/or stay won in public draw
Included

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Terms and conditions

General conditions