IATI Star Our most complete insurance
For trips to U.S.A., Canada, Japan, Australia or New Zealand
With more coverages and the highest limits
Up to € 4,800,000 of medical expenses
IATI Star
OUR MOST COMPREHENSIVE INTERNATIONAL TRAVEL INSURANCE.
IATI Star international has one of the highest medical expenses coverages on the market, €1,000,000 extendable up to €4,800,000 and the largest limits in its wide range of complementary coverages. This policy is specially designed for travel to countries with high medical costs, such as the US, Canada, Japan and South-East Asia.
Our travel insurance with optional cancellation, IATI Star, also includes the option to cover adventure sports and cruise ships, as well as cancellation coverage of up to €2.000 if you are unable to go on the trip for one of the reasons listed. For cancellation cover, you must take out this insurance policy at the same time or within the following 7 days of booking the trip to which the policy applies.
Our IATI Star policy covers a wide range of adventure sports – check out which ones.
Coverage summary IATI Star
Medical Assistance
€1.000.000
We cover any medical and hospital expenses resulting from an illness or accident while on holiday.
€500
We cover the costs of emergency treatment resulting from acute dental problems, such as infections, pain, trauma, or as the result of an accident.
Included
We cover medical and hospital costs in the event of a motor vehicle accident.
Included
In the event of a life-threatening emergency due to an unpredictable complication of a chronic, pre-existing or congenital condition, we will cover the costs of emergency primary healthcare within the first 24 hours as of admission to hospital
€1,400
If you are in hospital for more than 2 days, we will cover the travel costs for a family member to accompany you, as well as the cost of their stay for up to €100/day for 14 days. We will also cover the travel costs in the event of death.
Included
If you can't find the medication you need abroad, we will send it to you as soon as possible, and you can reimburse us on your return.
€1,400
If you are unable to return home for medical reasons, we will cover the costs of convalescence in a hotel for up to €100 per day for 14 days.
Repatriation
100%
If you suffer a serious illness or accident, we will cover the costs of emergency transport to the nearest medical centre, one which provides the most appropriate treatment, and even transport home if considered necessary or in the event of death.
100%
In the event of the death or hospitalisation of an ascendant and descendant relative up to the second degree, we will repatriate both you and your travel companion.
100%
If you need to be repatriated due to illness or death, we will also repatriate your insured travel companion.
€1,000
In the event of a major casualty at your home or business establishment for which you must be present, we will repatriate both you and your travel companion.
Luggage
€2,500
We cover theft of luggage using violence or intimidation, providing the corresponding police report, as well as any damage or loss of luggage on public transport, providing the corresponding complaint lodged to the transport company. Computers, tablets and photographic equipment are covered up to 50% of the policy limit.
Included
If the carrier loses your luggage on a regular flight, we will help you find it, and we will send it to you.
€300
If the carrier takes more than 8 hours to deliver your luggage, we will reimburse you for any basic items you may need to purchase, as long as you provide a receipt.
€120
If you have forgotten something or if you recover something that has been stolen during your trip, we will send it to your home.
Refunds for delays
€350
If the means of transport on which you are travelling is delayed in departure for more than 4 hours, we will reimburse you, subject to proof of payment, to cover part of the costs incurred. Delays due to strikes or social conflicts are excluded.
€300
If the means of transport on which you are travelling is delayed in departure for more than 6 hours, we will reimburse you, subject to proof of payment, €50 for every 6 hours to cover part of the costs incurred. Delays due to strikes or social conflicts are excluded.
€150
If you miss the flight or public transport on which you are going to start your journey due to an accident on the way to the airport or departure point, subject to proof of payment, we will reimburse, meal expenses up to the maximum limit indicated.
€200
In the event of overbooking or last minute cancellation, we will reimburse, meal expenses up to the maximum limit indicated (€50 for every 6 hours).
€2,000
If you are forced to conclude your trip once started, and return home prematurely for any of the causes of repatriation or premature return covered in this policy, we will cover any compensation up to the maximum limit indicated.
Adventure
Included
Adventure sports covered by this policy are: athletics, gymnasium activities, ranch activities (bullfighting, etc.), basketball, motorboats (with driver), cycling, cycle touring, canoeing, curling, shooting sports / small game hunting, organised balloon trips, general hiking, jogging, football, golf, pedal boats, ball games, beach games and other beach and camping activities, go-karting, kayaking, jet skiing, snowmobiling, swimming, sailing, orienteering, paddle surfing, paddle tennis, paddle tennis, paintball, helicopter tours, skating, fishing, canoeing, Tibetan bridge, snowshoeing, climbing wall, 4x4 routes, Segway, hiking, snorkelling, surfing and windsurfing, tennis, zip line, trekking below 3,000 metres, sledging in ski resorts, dog sledding (mushing), equestrian tourism, diving and underwater activities at depths of less than 20 metres and any other similar activity.
Help in case of emergency
Included
If, as the result of an accident for which we are covering you, you need to send a message to your family members and are unable to do so, we can send it for you.
€200
If your supporting documents are lost or stolen, we will reimburse your replacement costs up to €200 subject to proof.
€3,000
If for any reason, you run out of funds to continue your trip, we will provide you with a cash advance, provided you present a guarantor, up to the limit indicated. This cash advance must be refunded within 30 days.
€1,000
In the event of fire, lightning strike, explosion, earthquake, avalanche, storm, tempest, tsunami, hurricane, flood, medical epidemic, we will cover the costs of accommodation, up to a maximum of €100 per day for 10 days.
Legal coverage
€60,000
We cover any compensation you are required to pay as liable for involuntary injury or material damage you may cause to any third-party. *This coverage only applies to journeys to and from Spain.
€3,000
We defend your criminal liability in proceedings brought before foreign courts for events occurring in your private life during your trip.
€3,000
We claim for damages that you may suffer as a pedestrian or passenger on any means of transport.
€3,000
We claim for breach of contracts for medical and hospital services, travel, tourism and hotel services, and cleaning, laundry and dry cleaning services.
€3,000
We claim for breach of purchase contracts for decorative objects, household appliances and personal belongings.
Accidents
€4,000
We will also compensate in the event of accidental death during the trip.
€18,000
We will compensate you in the event of permanent, full or partial disability resulting from an accident during the trip.
Cancellation (Optional)
€5,000
We will reimburse any costs you may need to pay when cancelling your trip, which you may not be able to recover directly from the travel provider (flights, hotels, etc.), as long as you cancel before beginning the trip and for one of the reasons covered in this policy. See all reasons in the PDF.
