IATI Backpacker For the adventure of discovering the world by yourself
Adventure sports included
Medical expenses €500.000
With optional cancellation
IATI Backpacker
OUR ADVENTURE TRAVEL INSURANCE.
This policy is specially designed for backpackers who are setting off to see the world without knowing exactly which countries they will visit or how long the trip and who may take some risk. It combines high medical coverage of €500,000 with our classic cover and other specific upgrades such as adventure sport premium, search and rescue, and computer equipment in your luggage. You can also take out a new policy when you arrive if you decide to extend your trip.
– India, Nepal, Thailand, Vietnam, Indonesia, the Philippines and, in general, for all Southeast Asian countries.
– Mexico, Costa Rica, Peru, Colombia, Brazil, Argentina and, in general, for most Latin American destinations.
– Kenya, Tanzania, Madagascar, South Africa, and other adventure and active tourism destinations on the African continent.
Our backpacker travel insurance includes cancellation cover of up to €2,000 if you are unable to go on your trip for one of the reasons set out in the policy. For cancellation cover, you must take out this insurance policy at the same time or within the following 7 days of booking the trip to which the policy applies.
THIS POLICY IS NOT VALID FOR THOSE OVER 70 YEARS.
Coverage summary IATI Backpacker
Medical Assistance
€500,000
We cover any medical and hospital expenses resulting from an illness or accident while on holiday.
€840
If you are unable to return home for medical reasons, we will cover the costs of convalescence in a hotel for up to €60 per day for 14 days.
Included
If you can't find the medication you need abroad, we will send it to you as soon as possible, and you can reimburse us on your return.
€600
If you are in hospital for more than 5 days, we will cover the travel costs for a family member to accompany you, as well as the cost of their stay for up to €60/day for 10 days.
Included
In the event of a life-threatening emergency due to an unpredictable complication of a chronic, pre-existing or congenital condition, we will cover the costs of emergency primary healthcare within the first 24 hours as of admission to hospital
Included
We cover medical and hospital costs in the event of a motor vehicle accident.
€350
We cover the costs of emergency treatment resulting from acute dental problems, such as infections, pain, trauma, or as the result of an accident.
Repatriation
100%
If you suffer a serious illness or accident, we will cover the costs of emergency transport to the nearest medical centre, one which provides the most appropriate treatment, and even transport home if considered necessary or in the event of death.
100%
In the event of a major casualty at your home or business establishment for which you must be present, we will repatriate both you and your travel companion.
100%
If you need to be repatriated due to illness or death, we will also repatriate your insured travel companion.
100%
In the event of the death or hospitalisation of an ascendant and descendant relative up to the second degree, we will repatriate both you and your travel companion.
Luggage
100%
If you have forgotten something or if you recover something that has been stolen during your trip, we will send it to your home.
€300
If the carrier takes more than 24 hours to deliver your luggage, we will reimburse you for any basic items you may need to purchase, as long as you provide a receipt.
€1,500
We cover theft of luggage using violence or intimidation, providing the corresponding police report, as well as any damage or loss of luggage on public transport, providing the corresponding complaint lodged to the transport company. Computers, tablets and photographic equipment are covered up to 50% of the policy limit.
Refunds for delays
€90
In the event that the public means of transport cancels the journey due to strikes or social unrest, we will reimburse you for the costs incurred on your way home.
€270
If the means of transport on which you are travelling is delayed in departure for more than 6 hours, we will reimburse you, subject to proof of payment, €45 for every 6 hours to cover part of the costs incurred. Delays due to strikes or social conflicts are excluded.
€90
If the means of public transport is delayed due to technical failure, strikes, bad weather or natural disasters, intervention by the authorities or other persons by force, and, as a result of this delay, it is impossible for you to connect to the next means of public transport closed and provided for in the ticket, we will reimburse you for the costs incurred while waiting.
Adventure
€15,000
We cover the costs of search and rescue, in extreme and risky situations, causing search, rescue, transport or repatriation expenses, by civil or military rescue means, or by rescue organisations.
Included
Adventure sports covered by this policy are: athletics, gym activities, cycle touring, curling, hiking, jogging, ball games, beach games and camping activities, kayaking, swimming, orienteering, paddle surfing, fishing, snowshoeing, segway, hiking, snorkelling, trekking up to 5. 400 metres altitude, mountain biking, shooting sports / small game, cross-country skiing, jet skiing, snowmobiling, sailing, paintball, skating, canoeing, Tibetan bridge, climbing wall, 4×4 routes, survival, surfing and windsurfing, zip-lining, sledging in ski resorts, dog sledding (mushing), equestrian tourism, airsolf, canyoning, diving and underwater activities at depths of less than 40 metres, bulder up to 8 metres high, horse riding, sport climbing, fencing, caving at depths of less than 150 metres, water skiing, fly surfing, hydrobob, hydrospeed, kite surfing, canoeing, white water, psicobloc up to 8 metres high, quad biking, rafting, abseiling, bungee jumping, organised balloon trips and any other similar activities.
Help in case of emergency
€500
In the event of being trapped due to inclement weather, natural disasters, extraordinary natural phenomena, intervention by the authorities, war, terrorism, popular movements, strike or social conflict, we will cover the expenses caused by this situation. In the case that this force majeure situation continues, even after the expiry date of your policy, all coverS will be extended for a period of 5 days.In the event of being trapped due to inclement weather, natural disasters, extraordinary natural phenomena, intervention by the authorities, war, terrorism, popular movements, strike or social conflict, we will cover the expenses caused by this situation. In the case that this force majeure situation continues, even after the expiry date of your policy, all coverS will be extended for a period of 5 days.
Included
If, as the result of an accident for which we are covering you, you need to send a message to your family members and are unable to do so, we can send it for you.
Legal coverage
€60,000
We cover any compensation you are required to pay as liable for involuntary injury or material damage you may cause to any third-party. *This coverage only applies to journeys to and from Spain.
Accidents
€6,000
We will compensate you in the event of permanent, full or partial disability resulting from an accident during the trip.
€6,000
We will also compensate in the event of accidental death during the trip.
Cancellation (Optional)
€2,000
We will reimburse any costs you may need to pay when cancelling your trip, which you may not be able to recover directly from the travel provider (flights, hotels, etc.), as long as you cancel before beginning the trip and for one of the reasons covered in this policy. See all reasons in the PDF.
