IATI Multitrip For frequent trips of a maximum of 90 days
Annual cover for all your trips for up to 90 days
€500,000 for medical assistance
Optional baggage and cancellation
IATI Multitrip
OUR ANNUAL INSURANCE FOR FREQUENT TRAVELLERS.
IATI’s annual travel insurance is specially designed for those with itchy feet, who don’t stop travelling throughout the year, whether for leisure or work. IATI Multitrip covers all your trips of up to 90 days during 365 days.
This annual travel insurance is one of the most comprehensive annual products available. It offers €500,000 in medical assistance abroad, along with other complementary covers such as Private Civil Liability, travel for a family member and also an basic adventure sports package, which covers sports such as trekking up to 3,000 metres above sea level, cycle tourism, and underwater activities up to 20 metres deep, to name but a few.
If you are a cautious traveller and want to insure your trip even before you start it, you can also take out a cancellation guarantee of up to €2,000 in addition to the annual travel insurance.
You also have the option of taking out our luggage guarantee with our multi-trip insurance, which covers theft and damage to luggage, as well as delays in any type of transport, whether by land or air.
THIS INSURANCE CANNOT BE TAKEN OUT AT THE DESTINATION, ONCE THE TRIP HAS BEGUN.
Coverage summary IATI Multitrip
Medical Assistance
€1,260
If you are unable to return home for medical reasons, we will cover the costs of convalescence in a hotel for up to €90 per day for 14 days.
Included
If you can't find the medication you need abroad, we will send it to you as soon as possible, and you can reimburse us on your return.
€900
If you are in hospital for more than 2 days, we will cover the travel costs for a family member to accompany you, as well as the cost of their stay for up to €90/day for 10 days.
€1,260
If you are in hospital for more than 2 days, we will cover the travel costs for a family member to accompany you, as well as the cost of their stay for up to €90/day for 14 days.
Included
We cover medical and hospital costs in the event of a motor vehicle accident.
€350
We cover the costs of emergency treatment resulting from acute dental problems, such as infections, pain, trauma, or as the result of an accident.
€500,000
We cover any medical and hospital expenses resulting from an illness or accident while on holiday.
Repatriation
100%
In the event of a major casualty at your home or business establishment for which you must be present, we will repatriate both you and your travel companion.
100%
If you need to be repatriated due to illness or death, we will also repatriate your insured travel companion.
100%
In the event of the death or hospitalisation of an ascendant and descendant relative, we will repatriate both you and your travel companion.
100%
If you suffer a serious illness or accident, we will cover the costs of emergency transport to the nearest medical centre, one which provides the most appropriate treatment, and even transport home if considered necessary or in the event of death.
Luggage
€350
If your checked skiing or golf equipment is delayed at your destination, we will reimburse you the maximum amount indicated for renting the material.
€120
If the carrier takes more than 8 hours to deliver your luggage, we will reimburse you for any basic items you may need to purchase, as long as you provide a receipt.
100%
If the carrier loses your luggage on a regular flight, we will help you find it, and we will send it to you.
€1,000
We cover theft of luggage using violence or intimidation, providing the corresponding police report, as well as any damage or loss of luggage on public transport, providing the corresponding complaint lodged to the transport company. Valuables are covered at up to 50% of the policy limit, with some exclusions that are not covered.
Adventure
Included
Adventure sports covered by this policy are: athletics, gymnasium activities, ranch activities (bullfighting, etc.), basketball, motorboats (with driver), cycling, cycle touring, canoeing, curling, shooting sports / small game hunting, organised balloon trips, general hiking, jogging, football, golf, pedal boats, ball games, beach games and other beach and camping activities, go-karting, kayaking, jet skiing, snowmobiling, swimming, sailing, orienteering, paddle surfing, paddle tennis, paddle tennis, paintball, helicopter tours, skating, fishing, canoeing, Tibetan bridge, snowshoeing, climbing wall, 4x4 routes, Segway, hiking, snorkelling, surfing and windsurfing, tennis, zip line, trekking below 3,000 metres, sledging in ski resorts, dog sledding (mushing), equestrian tourism, diving and underwater activities at depths of less than 20 metres and any other similar activity.
Help in case of emergency
€200
If your supporting documents are lost or stolen, we will reimburse your replacement costs up to €200 subject to proof.
Included
If, as the result of an accident for which we are covering you, you need to send a message to your family members and are unable to do so, we can send it for you.
Legal coverage
€30,000
We cover any compensation you are required to pay as liable for involuntary injury or material damage you may cause to any third-party.
Accidents
€15,000
We will compensate you in the event of permanent, full or partial disability resulting from an accident during the trip.
€15,000
We will also compensate in the event of accidental death during the trip.
Cancellation (Optional)
€1,000
If you are forced to conclude your trip once started, and return home prematurely for any of the causes of repatriation or premature return covered in this policy, we will cover any compensation up to the maximum limit indicated.
€2,000
We will reimburse any costs you may need to pay when cancelling your trip, which you may not be able to recover directly from the travel provider (flights, hotels, etc.), as long as you cancel before beginning the trip and for one of the reasons covered in this policy. See all reasons in the PDF.
