IATI Classic

IATI Classic Travel with peace of mind at the best price

The best value for money travel insurance.

24/7 telephone support

Optional baggage and cancellation

IATI Classic

THE BEST VALUE FOR MONEY TRAVEL INSURANCE.

THIS INSURANCE CAN BE TAKEN OUT AT DESTINATION WITH A 72-HOUR WAITING PERIOD.

IATI Classic is not only our cheapest travel insurance. This policy also features a broad range of cover with moderate premiums, which will allow you to travel with peace of mind anywhere in the world. The value for money of our insurance is indisputable: €500.000 for medical assistance; repatriation; basic adventure sports and a large number of other types of cover that you can find in the drop-down menu below on this page. 

One of the most frequently asked questions is: “Is it always compulsory to travel with travel insurance?” No, it is not compulsory, and it is not always necessary. There are destinations where travel insurance is a must, and others where it is not, but highly recommended. You don’t need to take out insurance for travel within your own country or if you are going on a day trip to a neighbouring country. As an expert insurance broker, we recommend IATI Classic for travel to European destinations or countries with low medical expenses for a maximum duration of 90 days. 

You can also take out optional baggage and cancellation cover in addition to this travel health insurance. We also have an exclusive IATI AirHelp add-on for our users. We will claim compensation of up to €600 for only €5.95 in the following cases: flight cancellation, delay or missed connections. 

IATI Classic: our cheapest travel insurance, but also with quality coverage and guarantees. This policy gives you the chance to travel with peace of mind at a very affordable price. Shall we accumulate trips with happy endings together? 

Coverage summary IATI Classic

Medical Assistance

€1,260
If you are unable to return home for medical reasons, we will cover the costs of convalescence in a hotel for up to €90 per day for 14 days.
Included
If you can't find the medication you need abroad, we will send it to you as soon as possible, and you can reimburse us on your return.
€350
We cover the costs of emergency treatment resulting from acute dental problems, such as infections, pain, trauma, or as the result of an accident.
€500,000
We cover any medical and hospital expenses resulting from an illness or accident while on holiday.
Included
We cover medical and hospital costs in the event of a motor vehicle accident.
€900
If you are in hospital for more than 2 days, we will cover the travel costs for a family member to accompany you, as well as the cost of their stay for up to €90/day for 10 days.
€1,260
If you are in hospital for more than 2 days, we will cover the travel costs for a family member to accompany you, as well as the cost of their stay for up to €90/day for 14 days.

Repatriation

100%
In the event of the death or hospitalisation of an ascendant and descendant relative, we will repatriate both you and your travel companion.
100%
In the event of a major casualty at your home or business establishment for which you must be present, we will repatriate both you and your travel companion.
100%
If you need to be repatriated due to illness or death, we will also repatriate your insured travel companion.
100%
If you suffer a serious illness or accident, we will cover the costs of emergency transport to the nearest medical centre, one which provides the most appropriate treatment, and even transport home if considered necessary or in the event of death.

Luggage

€120
If the carrier takes more than 8 hours to deliver your luggage, we will reimburse you for any basic items you may need to purchase, as long as you provide a receipt.
€350
If your checked skiing or golf equipment is delayed at your destination, we will reimburse you the maximum amount indicated for renting the material.
100%
If the carrier loses your luggage on a regular flight, we will help you find it, and we will send it to you.
€1,000
We cover theft of luggage using violence or intimidation, providing the corresponding police report, as well as any damage or loss of luggage on public transport, providing the corresponding complaint lodged to the transport company. Valuables are covered at up to 50% of the policy limit, with some exclusions that are not covered.

Adventure

Included
Adventure sports covered by this policy are: athletics, gymnasium activities, ranch activities (bullfighting, etc.), basketball, motorboats (with driver), cycling, cycle touring, canoeing, curling, shooting sports / small game hunting, organised balloon trips, general hiking, jogging, football, golf, pedal boats, ball games, beach games and other beach and camping activities, go-karting, kayaking, jet skiing, snowmobiling, swimming, sailing, orienteering, paddle surfing, paddle tennis, paddle tennis, paintball, helicopter tours, skating, fishing, canoeing, Tibetan bridge, snowshoeing, climbing wall, 4x4 routes, Segway, hiking, snorkelling, surfing and windsurfing, tennis, zip line, trekking below 3,000 metres, sledging in ski resorts, dog sledding (mushing), equestrian tourism, diving and underwater activities at depths of less than 20 metres and any other similar activity.

Help in case of emergency

€200
If your supporting documents are lost or stolen, we will reimburse your replacement costs up to €200 subject to proof.
Included
If, as the result of an accident for which we are covering you, you need to send a message to your family members and are unable to do so, we can send it for you.

Legal coverage

€30,000
We cover any compensation you are required to pay as liable for involuntary injury or material damage you may cause to any third-party.

Accidents

€15,000
We will also compensate in the event of accidental death during the trip.
€15,000
We will compensate you in the event of permanent, full or partial disability resulting from an accident during the trip.

Cancellation (Optional)

€2,000
We will reimburse any costs you may need to pay when cancelling your trip, which you may not be able to recover directly from the travel provider (flights, hotels, etc.), as long as you cancel before beginning the trip and for one of the reasons covered in this policy. See all reasons in the PDF.
€1,000
If you are forced to conclude your trip once started, and return home prematurely for any of the causes of repatriation or premature return covered in this policy, we will cover any compensation up to the maximum limit indicated.

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Terms and conditions

pdf-icon IPID pdf-icon Cancellation coverage pdf-icon General conditions

IATI Classic

THE BEST VALUE FOR MONEY TRAVEL INSURANCE.

THIS INSURANCE CAN BE TAKEN OUT AT DESTINATION WITH A 72-HOUR WAITING PERIOD.

IATI Classic is not only our cheapest travel insurance. This policy also features a broad range of cover with moderate premiums, which will allow you to travel with peace of mind anywhere in the world. The value for money of our insurance is indisputable: €500.000 for medical assistance; repatriation; basic adventure sports and a large number of other types of cover that you can find in the drop-down menu below on this page. 

One of the most frequently asked questions is: “Is it always compulsory to travel with travel insurance?” No, it is not compulsory, and it is not always necessary. There are destinations where travel insurance is a must, and others where it is not, but highly recommended. You don’t need to take out insurance for travel within your own country or if you are going on a day trip to a neighbouring country. As an expert insurance broker, we recommend IATI Classic for travel to European destinations or countries with low medical expenses for a maximum duration of 90 days. 

You can also take out optional baggage and cancellation cover in addition to this travel health insurance. We also have an exclusive IATI AirHelp add-on for our users. We will claim compensation of up to €600 for only €5.95 in the following cases: flight cancellation, delay or missed connections. 

IATI Classic: our cheapest travel insurance, but also with quality coverage and guarantees. This policy gives you the chance to travel with peace of mind at a very affordable price. Shall we accumulate trips with happy endings together? 

Medical Assistance

Convalescence in a hotel

€1,260
If you are unable to return home for medical reasons, we will cover the costs of convalescence in a hotel for up to €90 per day for 14 days.

Delivery of medication abroad

Included
If you can't find the medication you need abroad, we will send it to you as soon as possible, and you can reimburse us on your return.

Dental expenses

€350
We cover the costs of emergency treatment resulting from acute dental problems, such as infections, pain, trauma, or as the result of an accident.

Medical assistance abroad

€500,000
We cover any medical and hospital expenses resulting from an illness or accident while on holiday.

Personal injury in motor vehicle accidents

Included
We cover medical and hospital costs in the event of a motor vehicle accident.

Travel costs of a relative in the event of death

€900
If you are in hospital for more than 2 days, we will cover the travel costs for a family member to accompany you, as well as the cost of their stay for up to €90/day for 10 days.

Travel costs of a relative in the event of hospitalisation

€1,260
If you are in hospital for more than 2 days, we will cover the travel costs for a family member to accompany you, as well as the cost of their stay for up to €90/day for 14 days.

Repatriation

Early return due to hospitalisation or death of a family member

100%
In the event of the death or hospitalisation of an ascendant and descendant relative, we will repatriate both you and your travel companion.

Early return due to major casualty at the insured party’s home/business establishment

100%
In the event of a major casualty at your home or business establishment for which you must be present, we will repatriate both you and your travel companion.

Repatriation or transportation of the other insured parties

100%
If you need to be repatriated due to illness or death, we will also repatriate your insured travel companion.

Repatriation or transportation of the sick or deceased

100%
If you suffer a serious illness or accident, we will cover the costs of emergency transport to the nearest medical centre, one which provides the most appropriate treatment, and even transport home if considered necessary or in the event of death.

Luggage

Delay in delivery of checked baggage

€120
If the carrier takes more than 8 hours to deliver your luggage, we will reimburse you for any basic items you may need to purchase, as long as you provide a receipt.

Delay in the delivery of your checked skiing and golf equipment

€350
If your checked skiing or golf equipment is delayed at your destination, we will reimburse you the maximum amount indicated for renting the material.

Locating and sending lost luggage

100%
If the carrier loses your luggage on a regular flight, we will help you find it, and we will send it to you.

Theft and damage to luggage

€1,000
We cover theft of luggage using violence or intimidation, providing the corresponding police report, as well as any damage or loss of luggage on public transport, providing the corresponding complaint lodged to the transport company. Valuables are covered at up to 50% of the policy limit, with some exclusions that are not covered.

Adventure

Adventure sports

Included
Adventure sports covered by this policy are: athletics, gymnasium activities, ranch activities (bullfighting, etc.), basketball, motorboats (with driver), cycling, cycle touring, canoeing, curling, shooting sports / small game hunting, organised balloon trips, general hiking, jogging, football, golf, pedal boats, ball games, beach games and other beach and camping activities, go-karting, kayaking, jet skiing, snowmobiling, swimming, sailing, orienteering, paddle surfing, paddle tennis, paddle tennis, paintball, helicopter tours, skating, fishing, canoeing, Tibetan bridge, snowshoeing, climbing wall, 4x4 routes, Segway, hiking, snorkelling, surfing and windsurfing, tennis, zip line, trekking below 3,000 metres, sledging in ski resorts, dog sledding (mushing), equestrian tourism, diving and underwater activities at depths of less than 20 metres and any other similar activity.

Help in case of emergency

Costs for loss of travel documents

€200
If your supporting documents are lost or stolen, we will reimburse your replacement costs up to €200 subject to proof.

Urgent message forwarding

Included
If, as the result of an accident for which we are covering you, you need to send a message to your family members and are unable to do so, we can send it for you.

Legal coverage

Private civil liability

€30,000
We cover any compensation you are required to pay as liable for involuntary injury or material damage you may cause to any third-party.

Accidents

Accidental death cover

€15,000
We will also compensate in the event of accidental death during the trip.

Accidental disability cover

€15,000
We will compensate you in the event of permanent, full or partial disability resulting from an accident during the trip.

Cancellation (Optional)

Cancellation costs

€2,000
We will reimburse any costs you may need to pay when cancelling your trip, which you may not be able to recover directly from the travel provider (flights, hotels, etc.), as long as you cancel before beginning the trip and for one of the reasons covered in this policy. See all reasons in the PDF.

Reimbursement for missed holidays

€1,000
If you are forced to conclude your trip once started, and return home prematurely for any of the causes of repatriation or premature return covered in this policy, we will cover any compensation up to the maximum limit indicated.

Terms and conditions

IPID
IPID
Cancellation coverage
Cancellation coverage
To view the full conditions of the policy, please download the document in PDF
General conditions
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