What is the best travel insurance for Costa Rica? Costa Rica is a true jewel for nature lovers and awaits you with its exuberant beauty that will leave you speechless. It boasts unrivalled natural parks, paradisiacal beaches to relax on, incredible volcanoes to discover, and, among many other things, cities with a rich history and a welcoming population. Whatever your reason for choosing this country as your next destination, you will find all the information you need to get travel insurance for Costa Rica with the best coverage and the best price. This insurance policy is 100% designed for the adventure you’re about to embark on, and we will now provide you with all the details about what it covers and how to obtain it easily.
Your trip to the country of Pura Vida is about to begin, and along with your flights and accommodation, travel insurance for Costa Rica forms the basis for starting your preparations.
Why should you take out travel insurance for Costa Rica?
Taking out travel insurance for Costa Rica is essential if you want to travel with complete peace of mind. In the event of any problems, you must be covered both financially and by the highest quality organizations in the country.
Without travel insurance for Costa Rica, you could end up with a heavy bill from a medical center of dubious quality.
Furthermore, international medical insurance also takes care of many other aspects besides looking after your health. If you encounter problems with your luggage, such as it being stolen or lost during your trip, travel insurance for Costa Rica will also be there to help you.
On the other hand, as we will explain in the medical insurance coverage section, you will also have the option of adding cancellation coverage. This coverage will cover the expenses invested if, for any reason, you cannot make the trip, as stipulated in your policy.
What is the best travel insurance for Costa Rica?
Let’s now discuss the coverage that the best travel insurance for Costa Rica should provide.
The recommended international insurance is IATI Backpacker (click here if your country of residence is within the European Union; click here if your country of residence is not part of the European Union), a policy that has consistently proven to be the best for adventurous trips.
Don’t wait any longer and get the best travel insurance for Costa Rica to travel with comprehensive coverage.
Features of the Best Travel Insurance for Costa Rica
The most crucial aspect to consider when obtaining your travel insurance for Costa Rica is the medical and travel coverage it provides. Remember that each trip presents a unique set of circumstances, and every destination requires different types of coverage. A trip to Paris is vastly different from exploring the nooks and crannies of Costa Rica. Here are the main coverages you should take into account when purchasing your IATI Backpacker travel insurance for Costa Rica.
High Medical Coverage
It is essential to have travel insurance for Costa Rica that covers at least 50,000€ in medical expenses. This requirement mainly focuses on providing quality assistance in case of COVID-19-related constraints. However, in many cases, this coverage may not be sufficient for other types of incidents that may arise while travelling to Costa Rica.
Therefore, your IATI Backpacker policy offers up to 500,000€ of medical coverage – a substantial amount that guarantees your protection against any kind of medical need.
Adventure Sports Included
Costa Rica is considered one of the world’s adventure sports meccas, and as such, you need travel insurance that covers these types of activities as well. While you might associate “adventure sports” with extreme activities like skydiving, the reality is that this category includes some classic activities you will do in the country, such as canoeing, zip-lining, rafting, and even activities you might not have imagined fitting this label, like snorkelling.
If you take out insurance without adventure sports coverage, you won’t be protected while enjoying activities like diving around coral reefs or wildlife spotting.
The IATI Backpacker travel insurance for Costa Rica includes this coverage and will be your greatest ally, allowing you to enjoy the entire trip with peace of mind while experiencing the thrill of this natural paradise.
No Deductibles and you won’t pay anything out of pocket
Another crucial aspect to consider when obtaining your travel insurance for Costa Rica is the presence of deductibles. At IATI, none of our insurances has deductibles, unlike many other companies.
What is travel insurance with deductibles? A typical example is insurance with a €100 excess. This means that if you need to receive medical assistance costing €150, you would have to pay €100 out of pocket, and your insurance would only cover the remaining €50.
However, with IATI, this doesn’t happen, and you never have to pay anything when using our services.
No Out-of-Pocket Expenses
When it comes to international medical insurance, you might encounter plans that cover the cost of care but require you to pay for it upfront, forcing you to go through a claim process to get your money back. Can you imagine having to pay over €2,000 for an emergency visit, even if you already have medical insurance?
With IATI Backpacker Costa Rica travel insurance, you won’t have to worry about paying anything upfront.
The process is simple. When you need medical assistance, you’ll contact us, and we’ll direct you to a nearby quality medical centre. Upon arrival, they will be ready to take care of you. After your visit, we handle the costs, including necessary medical examinations or prescribed medications.
In the rare event that you can’t contact us before receiving medical assistance due to an emergency, simply keep all medical items and invoices, and we will promptly reimburse you thanks to your travel insurance for Costa Rica.
Theft and Loss of Luggage
The best travel insurance for Costa Rica should cover more than just medical problems. While Costa Rica is a safe country, there may still be cases of theft and loss of luggage. With your IATI Backpacker policy, you will be covered for up to €1,500 in the event of loss or theft by violence or intimidation, provided it is duly reported.
Furthermore, this policy also provides coverage of up to €60,000 for civil protection, ensuring that you are fully covered in the event of damage to third parties, both body and material.
Cancellation Option – Canceling Your Trip to Costa Rica
Preparing for a significant trip like the one to Costa Rica involves spending money on flight bookings, transportation, accommodation, and activities. But what happens to the money invested if you can’t make the trip in the end? Do you lose everything?
To address this concern shared by many travellers, IATI was a pioneer in offering the Cancellation Option in its policies, including medical insurance for Costa Rica. This optional cover is highly appreciated by our travellers because, with IATI Backpacker, it provides protection of up to €2,000 to help you get your money back if you can’t make your trip due to any of the covered reasons.
For example, if you suffer from a serious illness that prevents you from travelling to Costa Rica, we will reimburse you up to €2,000 based on the expenses you cannot directly recover from your travel provider.
With your IATI Backpacker policy, you’ll be covered both during and before your trip.
Travel Insurance Coverage for Costa Rica
Now that you are certain that IATI Backpacker is the best travel insurance for Costa Rica, you must be curious about what exactly it covers. This policy is specifically designed to meet all the needs that may arise during your trip to the country of Pura Vida. To make it easier for you, we’ve prepared a list summarizing some of the main travel insurance covers for Costa Rica (you can find detailed information on the IATI Backpacker page: click here if your country of residence is within the European Union; click here if your country of residence is not part of the European Union).
IATI Backpacker Coverage:
- Medical expenses cover – €500,000
- Theft and damage of luggage – €1,500
- Adventure sports – 100% coverage
- Cancellation expenses (optional) – €2,000
How much does the IATI Backpacker cost?
IATI Backpacker offers the most comprehensive travel insurance for Costa Rica, and it comes with an incredible quality/price ratio.
You might be pleasantly surprised by the answer to “How much does travel insurance for Costa Rica cost?” The price is only a tiny part of your budget for this adventure, and it provides significant savings in case you require any kind of assistance.
| International health insurance | Price for 1 week | Price for 2 weeks | Price for 3 weeks |
| IATI Backpacker | 50,56€ | 82,72€ | 103,84 € |
How to Get the Best Travel Insurance for Costa Rica
Now that you know why IATI Backpacker is the best travel insurance for Costa Rica, let’s see how simple and quick it is to get yours:
Enter the following travel information in the menu:
- Place of residence
- Your destination: in this case, Costa Rica
- The start and end dates of your trip
- The number of travellers
- Type of insurance: travel insurance
After filling in these fields, click on “Get a Quote”, choose your IATI Backpacker and click on “Contract”. At this point, you can also choose to activate the cancellation supplement to be covered in case you need to cancel the trip.
Fill in your details, make the payment, and you will receive your Costa Rica travel insurance details by email. You will have all the information you need to contact us if you require any kind of assistance.
Booking your travel insurance for Costa Rica is very easy and hassle-free!
Useful Information for Traveling Safely to Costa Rica
Best Time to Travel to Costa Rica
The best time to travel to Costa Rica, in terms of climate, is during the months from December to April. This season is considered the dry season, and the rains are more predictable.
Between August and October, however, the rivers flow much more, and some rural roads can get muddy. This is the rainy season and the cheapest time for a trip to Costa Rica.
The months of May to July comprise the ‘mid-season’, where you can enjoy the country with fewer tourists, but it is very likely to coincide with showers.
Safety in Costa Rica
Costa Rica, like many other Latin American countries, can be considered a safe country as long as you take the necessary precautions.
Health in Costa Rica
As there is no health agreement between Portugal and Costa Rica, the cost of good medical care is considerably high for travellers. Additionally, unlike in Europe, finding a medical center with high-quality standards can be challenging.
Therefore, obtaining the best travel insurance for Costa Rica is the most reliable way to ensure a safe trip. With proper coverage, you will be 100% protected and provided with the best guarantees in case of any misfortune. IATI Backpacker is your ultimate ally for this exciting adventure that is about to begin. Hire now!
IATI Insurance wishes you an incredible and safe trip!
