What is the best travel insurance for the Dominican Republic? If your travel plans include this spectacular tropical paradise and you’re already organizing your trip, it’s very normal to ask yourself this question. Along with booking flights and accommodation, getting travel insurance for the Dominican Republic is the third pillar of preparation for this exciting adventure.
Soon, you’ll be surrounded by crystal clear waters and white sandy beaches, ready to relax and enjoy this much-deserved break. To help you prepare, we’ve created this guide to show you the best international medical policy for this destination, the essential coverage you’ll need, and how to get your insurance for the Dominican Republic easily.
Get your swimsuit ready, you’re almost in this amazing beach paradise!
Why get travel insurance for the Dominican Republic
When we travel abroad, everything changes and depending on the country we are in, we may face healthcare of dubious quality and medical centres where care comes at a disproportionate cost. As you can see, having travel insurance for the Dominican Republic is essential to guarantee quality care in the best centres of the country, that will be completely free for you.
A stumble that turns into a visit to the doctor for a sprained ankle, an accident when you climb above 3,000 meters in your ascent to Pico Duarte, a Dominican cuisine dish that doesn’t sit well with you, the not-so-uncommon bite of a mosquito that can carry dengue or malaria, or any other incident that would be a visit to the doctor with no significance at home (fever, infection, allergy, discomfort…), without the best insurance to travel to the Dominican Republic, could turn into a bill of thousands of euros or a visit to a medical centre of dubious quality.
But in addition to health issues, a good international medical policy should cover all aspects that may arise during a trip. Therefore, thanks to your travel insurance to the Dominican Republic, you will also be covered for situations such as violent theft, problems with your luggage, delays, or, if you decide so, cancellation of your trip in case something prevents you from carrying it out.
In summary, getting travel insurance to the Dominican Republic is an essential step so you can focus solely on enjoying it, knowing that you will be in the best hands if something happens to you.
What is the best medical travel insurance for the Dominican Republic?
After explaining the purpose of a travel policy, it is evident that having travel insurance for the Dominican Republic is essential.
In the next section of this guide to getting your travel insurance for the Dominican Republic, we will detail the characteristics that your policy should have.
IATI Total Comfort and IATI Star are the best policies for this trip. If your country of residence is within the European Union your best ally for this trip is IATI Total Comfort. If your country of residence is outside the European Union we recommend IATI Star. They take into consideration many more aspects and protect you in cases that may occur on a trip like this, such as problems with your luggage or theft. You will travel with serenity and if something happens, you can continue your journey.
What a good travel insurance to the Dominican Republic should have: Characteristics
Good travel insurance covers the specific needs of the destination you are visiting. Therefore, the policy you used for your trip to Paris, is not enough for this trip.
All of these features, and many more, are included in the IATI Total Comfort and IATI Star travel insurances for the Maldives. So, if you are already aware of the importance of having the best policy for this trip, don’t wait any longer and get it now.
Free 24-hour assistance
You are heading to the Caribbean to enjoy your trip 24 hours a day. That is why we will be by your side 24 hours a day, 7 days a week. Whether it’s night-time or early morning, whenever you need us, you can contact us to resolve any incidents that arise during your trip. In addition, if you do it by phone, we will reimburse you for the cost of the international call when you provide us with the receipt, so you do not have to bear that expense.
Extensive medical assistance coverage in the Dominican Republic
As you have seen, the cost of quality medical care in this country is high, and many causes may lead you to need it. That’s why we’ve provided the IATI Total Comfort travel insurance for the Maldives with up to €10,000,000 to cover any medical situation you may face and IATI Star with up to €1.000.000 to cover any health situation. Additionally, you will always receive this attention in the best medical centers and hospitals in the country.
With up to half a million euros allocated exclusively to medical expenses, you ensure the best available assistance in the country.
Adventure sports in the Dominican Republic
If you have chosen this tropical paradise as your next destination, you probably already know that it offers a lot more plans than lying in the sun on its idyllic beaches. Rafting down the rapids in Jarabacoa, canyoning in Jimenoa, hiking routes up to the 3,087 meters high Pico Duarte, cycling routes through the interior, surfing around the entire island, or snorkelling and diving up to 40 meters to enjoy the country’s underwater landscapes are some of the activities you should not miss.
All these activities have something in common: they are not covered by most travel insurance policies for the Dominican Republic, and different companies tend to not help you if something unexpected happens while you enjoy these activities. (Yes, even snorkelling just a few meters from the shore requires an international policy.)
Thanks to the Adventure Sports Coverage, you can live these and many more experiences knowing that they will be fully covered by your travel insurance to the Dominican Republic.
Without deductibles, you won’t have to pay anything out of your pocket
When it comes to purchasing travel insurance for the Dominican Republic, it’s important to always read the fine print. This is where many companies hide “traps” to reduce costs, such as deductibles. In the case of a 100 euro deductible, it means that every time you need medical assistance, you’ll have to pay the first 100 euros yourself. This expense can grow during your trip depending on whether you require continuous care.
At IATI, none of our policies have deductibles, and we guarantee to cover your medical expenses from the first cent when you travel with your insurance for the Dominican Republic.
No need for advanced money for medical assistance
Another common practice in private medical insurance policies covering overseas travel is to require you to pay for the necessary medical care and then go through a tedious process to obtain reimbursement of the costs. This means that, if you need thousands of euros in medical care, you will have to pay for it out of your pocket and thus completely undermine the experience of this great trip.
If you have your IATI Total Comfort or IATI Star as your travel insurance for the Dominican Republic, you don’t have to worry about this. The process is simple: when you need any type of medical assistance contact us and we will direct you to the nearest best-equipped centre to handle your case. When you arrive there, they’ll be waiting for you, and we’ll take care of covering the costs of your visit, including any tests, hospital stays, or medications prescribed by the specialist.
If you’re unable to contact us before receiving medical assistance due to an emergency, you simply need to provide us with the relevant medical reports and receipts, and we’ll reimburse you as soon as possible.
Lost luggage and theft included
IATI Total Comfort and IATI Star are the best travel insurances for the Dominican Republic because, in addition to its extensive medical coverage, it takes into account other aspects that may arise during your trip.
You and your luggage are going to the Dominican Republic, and that’s why we’ll also take care of protecting your belongings. Thanks to your IATI Total Comfort insurance, you will have up to 1,500 euros of coverage for cases such as robbery with violence or problems with your luggage. With IATI Star you will also be protected in such cases and you will have up to 2,500 euros of coverage.
Cancellation option – cancelling your trip to the Dominican Republic
Flights to Santo Domingo, accommodation for your entire trip, the activities you decide to book in advance, domestic transportation… Organizing this trip is a major investment and that’s why you may have wondered, “What would happen if I had to cancel my trip? Will I lose all the money I’ve spent?”
To answer this question, at IATI we were pioneers in creating the so-called Trip Cancellation Supplement. When you get the best travel insurance for the Dominican Republic, IATI Backpacker, you can add this supplement with which, in case you have to cancel your trip due to one of the covered causes, we will reimburse you up to 2,000 euros of your travel expenses that you cannot recover directly from your provider.
As you can see, travel insurance for the Dominican Republic is essential, and with it, we will cover you during your trip. But thanks to the Trip Cancellation Supplement, you will also be protected in case you cannot travel.
Travel insurance coverage in the Dominican Republic
Now that you know the coverage your travel insurance for the Dominican Republic should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destination. On the IATI Total Comfort and IATI Star pages, you can find detailed information about our policy and its benefits.
In the following table, as a summary, we show you some of the coverages if you are travelling from the EU:
| Travel Insurance for the Dominican Republic | Medical Expenses Coverage | Theft and baggage damage | Adventure Sports | Cancellation coverage (optional) | Repatriation |
| IATI Total Comfort | €10,000,000 | €1,500 | 100% | €2,000 | 100% |
If you are travelling from outside the EU, here is the summary of the features of the best travel insurance:
| Travel Insurance for the Dominican Republic | Medical Expenses Coverage | Theft and baggage damage | Adventure Sports | Cancellation coverage (optional) | Repatriation |
| IATI Star | €1.000.000 | €2,500 | 100% | €5,000 | 100% |
How much does travel insurance to the Dominican Republic cost?
The cost of your travel insurance for the Dominican Republic, is what will convince you of the great quality/price ratio.
As you can see, the price of a two-week trip is lower than the price of one night in a medium hotel, which means that your international insurance will be a minimal cost in your travel budget.
In addition, this is an expense that will turn into a huge saving in case you need any type of assistance:
| International health insurance | Price for 1 week | 2 weeks | 3 weeks |
| IATI Total Comfort | 55 € | 72,22 € | 127,01 € |
| International health insurance | Price for 1 week | 2 weeks | 3 weeks |
| IATI Star | 63,44€ | 99,38 € | 123,62 € |
How to hire the best travel insurance for the Dominican Republic
Hiring insurance to travel to the Dominican Republic is a quick and easy process thanks to IATI’s intuitive menu. You just need to follow these steps:
In the menu, you will need to enter the details of your trip:
- Your place of residence;
- The destination of the trip: in this case, the Dominican Republic;
- The start and end dates of the trip;
- The number of travellers;
- Type of insurance: travel insurance.
After filling in the menu, click “Get a quote”, choose your IATI Total Comfort or IATI Star policy, and then click “Contract”. At this point, you can purchase the Trip Cancellation Supplement we just talked about. It is a favourite among our travellers because it allows you to recover up to 2,000 euros of your travel expenses if you are unable to travel.
Now, all you must do is complete your personal information, make the payment, and you will receive the information about your travel insurance to the Dominican Republic and the necessary contact details in case you need any type of assistance during your visit to the country.
That’s how easy it is to hire your travel insurance policy!
Useful information for travelling safely to the Dominican Republic
Best time to travel to the Dominican Republic
The European summer, mainly due to work and school holidays, is usually the time when most tourists head to the Caribbean. Visiting the country during these months, due to high demand, often means higher prices for both accommodation and international flights. Although you will enjoy the high temperatures, it is also a time when there is a higher risk of encountering hurricanes.
Between October and March, the risk of hurricanes practically disappears and the average temperature of around 27 degrees makes this trip to the Dominican Republic a safe bet.
Safety in the Dominican Republic
The Dominican Republic is considered a safe country for tourists. However, it is always necessary to take some precautions and use common sense. There have been cases of violent robberies in large cities, and although these do not usually affect travellers, it is recommended not to offer resistance to this type of event.
Health in the Dominican Republic
The country’s public hospitals are quite deficient, and the price of private healthcare is high. Therefore, it is essential to have travel insurance with extensive coverage.
