What is the best travel insurance for Mexico? If you are planning to visit this wonderful country and its exciting historical legacy, you are likely wondering which travel insurance to purchase for this adventure.
Along with your flights and accommodation, your travel insurance for Mexico is the third pillar on which this great trip will be based so that you can appreciate it with the best guarantees and without having to worry about anything else other than to enjoy the countless unique moments that this country has to offer.
You will certainly enjoy the Mayan ruins and be amazed by their history, discover the depths of wonderful cenotes, get lost in the Tulum region, savour delicious Mexican cuisine, or simply relax lying on the sand of a paradisiacal beach. In this guide, we will show you in detail what the best travel insurance for Mexico is. We will also tell you about which coverages will protect your trip and guide you through the easy purchasing process.
Why buy travel insurance for Mexico
It is extremely necessary to have international travel insurance for Mexico. The cost of medical assistance, even in a country like Mexico, can be quite high and can compromise our trip and our budget if we are not well protected.
You are going to Mexico to relax and have fun. But whether you’re strolling through the ancient Mayan ruins of Tulum or enjoying a diving session among colourful fish, it’s possible to have an accident that results in the need for a doctor.
What can happen to me?
A simple twisted ankle while walking through the Tulum archaeological site, a cut on sharp coral while snorkelling in Cancun, or, another classic, a digestive problem as a result of eating something too spicy for you, can mean a visit to a specialist that, without your international medical insurance for Mexico, could result in a huge bill that would ruin your trip.
Another example? Something as simple as an appendectomy will cost you no less than 3,000 euros.
In addition, you will also need to be covered in cases of loss or theft of luggage. Nobody wants that to happen, but knowing that it is a possibility, why not be covered with the best international travel insurance for Mexico?
These are just some of the reasons why you should get your travel insurance for Mexico. Considering that its price will be, on average, the amount of one night at a hotel, what are you waiting for to get it now?
What is the best international health insurance for Mexico?
In the next section of this guide on Which is the best international health insurance for Mexico, we will give you the key aspects to consider when choosing the best insurance. IATI Total Comfort and IATI Star are the best policies for this trip. If your country of residence is within the European Union your best ally for this trip is IATI Total Comfort. If your country of residence is outside the European Union we recommend IATI Star. So, if you are already aware of the importance of having the best policy for this trip, don’t wait any longer and get it now.
What characteristics should the best travel insurance for Mexico have?
This is what you are interested in when choosing your international health insurance for a trip to Mexico, with high coverage specifically designed for the trip you are taking. Each trip is different and just as you would need specific coverage to travel to a European city, for a trip to Mexico, your policy should have the following characteristics, all included in your IATI Total Comfort and IATI Star policies:
No deductibles
Unlike most companies in the sector, none of IATI’s insurance policies have deductibles. A deductible is the minimum amount that you will have to pay, in addition to the amount already paid by your insurance, to receive medical care. For example, if you subscribe to a travel insurance policy with a deductible of €100 and the bill for your hospital visit is €150, you will have to pay the deductible of €100 and your insurance would pay the remaining €50. In other words, you would pay both the insurance and part of the medical care.
At IATI, we do not work with deductibles and always cover the total cost of your medical visits, interventions, and even medications prescribed by the specialist you visited.
No need to advance money
The ideal travel insurance for Mexico is the one that makes everything easier for you because our mission is to ensure that your only focus is to enjoy your trip. That’s why, with your IATI Total Comfort and IATI Star, you won’t have to worry about paying medical expenses, as is the case with many other insurers.
The assistance process with your IATI travel insurance for Mexico is simple. When you need medical assistance, just contact us. We will quickly inform you where the nearest quality medical center is and, when you get there, they will be waiting for you to provide you with the best care. Once your visit and necessary medical tests are completed, IATI takes charge of the costs without you having to pay anything out of your pocket.
If, due to an emergency, you need to go to the doctor immediately and don’t have time to contact us, don’t worry. We also make things easy for you. You keep the respective invoices and, once you send them to us, we will reimburse you as quickly as possible.
As you can see, in any case, our travel insurance for Mexico guarantees that you won’t have any unexpected expenses during your trip.
Adventure sports included
A trip to Mexico offers endless possibilities and we are sure you will want to take advantage of all of them. When you purchase your travel insurance for Mexico, it is important to ensure that it covers everything you are planning to do.
Surfing, kayaking, adventure circuits, diving up to 40 meters deep, exploring caves up to 150 meters deep, swimming… Did you know that even something as common as snorkelling is considered an adventure sport and many insurances do not cover it? A trip to Mexico without enjoying the explosion of colour and life of its reefs is not a complete trip! That is why the IATI travel insurance for Mexico covers all these activities and many more in its adventure sports section.
Cancellation option – cancelling your trip to Mexico
A trip like this involves several anticipated expenses such as booking flights, accommodation, and activities before leaving home. But what happens if I can’t travel? Do I lose all the money I invested?
To address this concern, IATI was a pioneer in introducing the Cancellation option to its policies. So, along with your travel insurance for Mexico, you can also add the cancellation option and have high coverage of up to 2,000 euros (IATI Total Comfort) and up to 5,000 euros (IATI Star) for the different causes included in the policy. With it, we take care of recovering the expenses invested, within the limit of 2,000 euros.
Protection beyond your health
The best travel insurance for Mexico cannot be limited to only covering you in case you need medical assistance; it must be with you in any situation.
We’ll also take care of protecting your belongings. Thanks to your IATI Total Comfort insurance, you will have up to 1,500 euros of coverage for cases such as robbery with violence or problems with your luggage. With IATI Star you will also be protected in such cases and you will have up to 2,500 euros of coverage.
Coverage of the best travel insurance for Mexico
Now that you know the coverage your travel insurance for Colombia should have, you may be interested in learning more about the features offered by the most popular policies among travellers heading to this destination. On the IATI Total Comfort and IATI Star pages, you can find detailed information about our policy and its benefits.
In the following table, as a summary, we show you some of the coverages if you are travelling from the EU:
| Travel Insurance for Mexico | Medical Expenses Coverage | Theft and baggage damage | Adventure Sports | Cancellation coverage (optional) | Repatriation |
| IATI Total Comfort | €10,000,000 | €1,500 | 100% | €2,000 | 100% |
If you are travelling from outside the EU, here is the summary of the features of the best travel insurance:
| Travel Insurance for Mexico | Medical Expenses Coverage | Theft and baggage damage | Adventure Sports | Cancellation coverage (optional) | Repatriation |
| IATI Star | €1.000.000 | €2,500 | 100% | €5,000 | 100% |
How much does travel insurance for Mexico cost?
Besides other advantages, another aspect that makes these insurances the best international travel insurances for Mexico is its extraordinary quality/price ratio. Considering its extensive coverage, you are probably wondering how much the international travel insurance for Mexico costs. We are sure that the answer will surprise you.
As you will see, the price of your medical insurance for travelling to Mexico is a small percentage of your travel expenses and, at the same time, that way you will be protected in case you need any type of assistance.
| International health insurance | Price for 1 week | 2 weeks | 3 weeks |
| IATI Total Comfort | 55 € | 72,22 € | 127,01 € |
| International health insurance | Price for 1 week | 2 weeks | 3 weeks |
| IATI Star | 63,44€ | 99,38 € | 123,62 € |
How to get the best travel insurance for Mexico
Now that you know what is the best international travel insurance for Mexico due to its extensive coverage and unbeatable price, we will show you how easy it is to get yours.
In the menu, you must enter the details of your trip:
- The origin of your trip;
- The destination: in this case, Mexico;
- The start and end dates of your trip;
- The number of travellers;
- Type of insurance: travel insurance.
After filling in all the fields and clicking on “Get a quote”, choose your IATI Total Comfort or IATI Star and click on “Contract”. At this point, you will also have the option to include optional cancellation coverage, which will allow you to recover your money in case you are unable to travel for any of the reasons covered by the policy.
Then, fill in your personal information, make the payment, and you will receive the certificate of your travel insurance for Mexico in your email, with contact information in case you ever need assistance.
That’s right! In less than two minutes, you can easily purchase your travel insurance policy for Mexico.
Useful information for a safe trip to Mexico
Best time to travel to Mexico
Between december and april is usually the best time to travel to Mexico in terms of weather. This coincides with the dry season and slightly more moderate temperatures.
The rainy season, with higher humidity levels, is from May to November. However, this does not mean that a trip during the summer in Europe will be a rainy trip, only that there is a greater likelihood of that happening. Not surprisingly, this is the high tourist season and the one that typically attracts the most travellers.
Safety in Mexico
Like in many other countries, it is very safe to travel to Mexico if the necessary precautions are taken.
Health in Mexico
As there is no agreement between most European countries and Mexico regarding health, the cost of medical care is very high for tourists, and you may not always be in quality medical centers.
Therefore, it is highly recommended to have the best travel insurance for Mexico and be covered for any eventuality, so that you can be treated quickly and in the best medical centers in the country.
In conclusion, Mexico is an incredible country that we are sure you will fall in love with. Remember that the entire IATI team is at your disposal to make this trip an unforgettable one. You are in the best hands!
